SavingsAccountTransaction transaction = null;
if (savingsAccountTransaction.isDeposit()) {
final SavingsAccountTransactionDTO transactionDTO = new SavingsAccountTransactionDTO(fmt, transactionDate, transactionAmount,
paymentDetail, savingsAccountTransaction.createdDate());
transaction = account.deposit(transactionDTO);
} else {
final SavingsAccountTransactionDTO transactionDTO = new SavingsAccountTransactionDTO(fmt, transactionDate, transactionAmount,
paymentDetail, savingsAccountTransaction.createdDate());
transaction = account.withdraw(transactionDTO, true);
}