Node resource = node.addNode("myResource", "nt:resource");
// nt:resource not longer referenceable since JCR 2.0
resource.addMixin("mix:referenceable");
resource.setProperty("jcr:encoding", ENCODING);
resource.setProperty("jcr:mimeType", "text/plain");
resource.setProperty("jcr:data", new BinaryValue("Hello w\u00F6rld.".getBytes(ENCODING)));
resource.setProperty("jcr:lastModified", Calendar.getInstance());
Node resReference = getOrAddNode(node, "reference");
resReference.setProperty("ref", resource);
// make this node itself referenceable