/**
* This Source Code Form is subject to the terms of the Mozilla Public
* License, v. 2.0. If a copy of the MPL was not distributed with this file,
* You can obtain one at http://mozilla.org/MPL/2.0/.
*/
package org.mifosplatform.integrationtests;
import static org.junit.Assert.assertEquals;
import java.math.BigDecimal;
import java.text.DateFormat;
import java.text.DecimalFormat;
import java.text.DecimalFormatSymbols;
import java.text.SimpleDateFormat;
import java.util.ArrayList;
import java.util.Calendar;
import java.util.HashMap;
import java.util.List;
import java.util.Locale;
import org.joda.time.LocalDate;
import org.junit.Assert;
import org.junit.Before;
import org.junit.Test;
import org.mifosplatform.integrationtests.common.ClientHelper;
import org.mifosplatform.integrationtests.common.CommonConstants;
import org.mifosplatform.integrationtests.common.Utils;
import org.mifosplatform.integrationtests.common.charges.ChargesHelper;
import org.mifosplatform.integrationtests.common.savings.SavingsAccountHelper;
import org.mifosplatform.integrationtests.common.savings.SavingsProductHelper;
import org.mifosplatform.integrationtests.common.savings.SavingsStatusChecker;
import com.jayway.restassured.builder.RequestSpecBuilder;
import com.jayway.restassured.builder.ResponseSpecBuilder;
import com.jayway.restassured.http.ContentType;
import com.jayway.restassured.specification.RequestSpecification;
import com.jayway.restassured.specification.ResponseSpecification;
/**
* Client Savings Integration Test for checking Savings Application.
*/
@SuppressWarnings({ "rawtypes", "unused" })
public class ClientSavingsIntegrationTest {
public static final String DEPOSIT_AMOUNT = "2000";
public static final String WITHDRAW_AMOUNT = "1000";
public static final String WITHDRAW_AMOUNT_ADJUSTED = "500";
public static final String MINIMUM_OPENING_BALANCE = "1000.0";
public static final String ACCOUNT_TYPE_INDIVIDUAL = "INDIVIDUAL";
private ResponseSpecification responseSpec;
private RequestSpecification requestSpec;
private SavingsAccountHelper savingsAccountHelper;
@Before
public void setup() {
Utils.initializeRESTAssured();
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
}
@Test
public void testSavingsAccount() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap modifications = this.savingsAccountHelper.updateSavingsAccount(clientID, savingsProductID, savingsId,
ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertTrue(modifications.containsKey("submittedOnDate"));
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
final HashMap summaryBefore = this.savingsAccountHelper.getSavingsSummary(savingsId);
this.savingsAccountHelper.calculateInterestForSavings(savingsId);
HashMap summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
assertEquals(summaryBefore, summary);
this.savingsAccountHelper.postInterestForSavings(savingsId);
summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
Assert.assertFalse(summaryBefore.equals(summary));
final Object savingsInterest = this.savingsAccountHelper.getSavingsInterest(savingsId);
// verifySavingsInterest(savingsInterest);
}
@Test
public void testSavingsAccountWithMinBalanceForInterestCalculation() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = "5000";
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap modifications = this.savingsAccountHelper.updateSavingsAccount(clientID, savingsProductID, savingsId,
ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertTrue(modifications.containsKey("submittedOnDate"));
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
final HashMap summaryBefore = this.savingsAccountHelper.getSavingsSummary(savingsId);
this.savingsAccountHelper.calculateInterestForSavings(savingsId);
HashMap summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
assertEquals(summaryBefore, summary);
this.savingsAccountHelper.postInterestForSavings(savingsId);
summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
assertEquals(summaryBefore, summary);
final Object savingsInterest = this.savingsAccountHelper.getSavingsInterest(savingsId);
Assert.assertNull(savingsInterest);
}
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccount_CLOSE_APPLICATION() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(400).build();
final SavingsAccountHelper validationErrorHelper = new SavingsAccountHelper(this.requestSpec, errorResponse);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = "1000.0";
final String enforceMinRequiredBalance = "true";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
final String CLOSEDON_DATE = dateFormat.format(todaysDate.getTime());
String withdrawBalance = "false";
ArrayList<HashMap> savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.closeSavingsAccountAndGetBackRequiredField(
savingsId, withdrawBalance, CommonConstants.RESPONSE_ERROR, CLOSEDON_DATE);
assertEquals("validation.msg.savingsaccount.close.results.in.balance.not.zero",
savingsAccountErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
withdrawBalance = "true";
savingsStatusHashMap = this.savingsAccountHelper.closeSavingsAccount(savingsId, withdrawBalance);
SavingsStatusChecker.verifySavingsAccountIsClosed(savingsStatusHashMap);
}
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccount_WITH_ENFORCE_MIN_BALANCE() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(403).build();
final SavingsAccountHelper validationErrorHelper = new SavingsAccountHelper(this.requestSpec, errorResponse);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = "1500.0";
final String enforceMinRequiredBalance = "true";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
final Integer savingsActivationChargeId = ChargesHelper.createCharges(this.requestSpec, this.responseSpec,
ChargesHelper.getSavingsActivationFeeJSON());
Assert.assertNotNull(savingsActivationChargeId);
this.savingsAccountHelper.addChargesForSavings(savingsId, savingsActivationChargeId);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
HashMap summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
Float balance = new Float(MINIMUM_OPENING_BALANCE);
Float chargeAmt = 100f;
balance -= chargeAmt;
assertEquals("Verifying opening Balance", balance, summary.get("accountBalance"));
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy");
Calendar todaysDate = Calendar.getInstance();
final String TRANSACTION_DATE = dateFormat.format(todaysDate.getTime());
final String withdrawAmt = "800";
ArrayList<HashMap> savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.withdrawalFromSavingsAccount(savingsId,
withdrawAmt, TRANSACTION_DATE, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.insufficient.account.balance",
savingsAccountErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
Integer depositTransactionId = (Integer) this.savingsAccountHelper.depositToSavingsAccount(savingsId, DEPOSIT_AMOUNT,
TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
HashMap depositTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, depositTransactionId);
balance += new Float(DEPOSIT_AMOUNT);
assertEquals("Verifying Deposit Amount", new Float(DEPOSIT_AMOUNT), depositTransaction.get("amount"));
assertEquals("Verifying Balance after Deposit", balance, depositTransaction.get("runningBalance"));
Integer withdrawTransactionId = (Integer) this.savingsAccountHelper.withdrawalFromSavingsAccount(savingsId, withdrawAmt,
TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
HashMap withdrawTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, withdrawTransactionId);
balance -= new Float(withdrawAmt);
assertEquals("Verifying Withdrawal Amount", new Float(withdrawAmt), withdrawTransaction.get("amount"));
assertEquals("Verifying Balance after Withdrawal", balance, withdrawTransaction.get("runningBalance"));
}
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccount_DELETE_APPLICATION() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
SavingsAccountHelper savingsAccountHelperValidationError = new SavingsAccountHelper(this.requestSpec,
new ResponseSpecBuilder().build());
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
List<HashMap> error1 = (List<HashMap>) savingsAccountHelperValidationError.deleteSavingsApplication(savingsId,
CommonConstants.RESPONSE_ERROR);
assertEquals("validation.msg.savingsaccount.delete.not.in.submittedandpendingapproval.state",
error1.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
savingsStatusHashMap = this.savingsAccountHelper.undoApproval(savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
this.savingsAccountHelper.deleteSavingsApplication(savingsId, CommonConstants.RESPONSE_RESOURCE_ID);
List<HashMap> error = savingsAccountHelperValidationError.getSavingsCollectionAttribute(savingsId, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.saving.account.id.invalid", error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
}
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccount_REJECT_APPLICATION() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
SavingsAccountHelper savingsAccountHelperValidationError = new SavingsAccountHelper(this.requestSpec,
new ResponseSpecBuilder().build());
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
List<HashMap> error1 = savingsAccountHelperValidationError.rejectApplicationWithErrorCode(savingsId,
SavingsAccountHelper.CREATED_DATE_PLUS_ONE);
assertEquals("validation.msg.savingsaccount.reject.not.in.submittedandpendingapproval.state",
error1.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
savingsStatusHashMap = this.savingsAccountHelper.undoApproval(savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
error1 = savingsAccountHelperValidationError.rejectApplicationWithErrorCode(savingsId, SavingsAccountHelper.getFutureDate());
assertEquals("validation.msg.savingsaccount.reject.cannot.be.a.future.date",
error1.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
error1 = savingsAccountHelperValidationError.rejectApplicationWithErrorCode(savingsId, SavingsAccountHelper.CREATED_DATE_MINUS_ONE);
assertEquals("validation.msg.savingsaccount.reject.cannot.be.before.submittal.date",
error1.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
savingsStatusHashMap = this.savingsAccountHelper.rejectApplication(savingsId);
SavingsStatusChecker.verifySavingsIsRejected(savingsStatusHashMap);
}
@Test
public void testSavingsAccount_WITHDRAW_APPLICATION() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.withdrawApplication(savingsId);
SavingsStatusChecker.verifySavingsIsWithdrawn(savingsStatusHashMap);
}
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccountTransactions() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
SavingsAccountHelper savingsAccountHelperValidationError = new SavingsAccountHelper(this.requestSpec,
new ResponseSpecBuilder().build());
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
List<HashMap> error = (List) savingsAccountHelperValidationError.withdrawalFromSavingsAccount(savingsId, "100",
SavingsAccountHelper.TRANSACTION_DATE, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.account.is.not.active",
error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
error = (List) savingsAccountHelperValidationError.depositToSavingsAccount(savingsId, "100", SavingsAccountHelper.TRANSACTION_DATE,
CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.account.is.not.active",
error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
HashMap summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
Float balance = new Float(MINIMUM_OPENING_BALANCE);
assertEquals("Verifying opening Balance", balance, summary.get("accountBalance"));
Integer depositTransactionId = (Integer) this.savingsAccountHelper.depositToSavingsAccount(savingsId, DEPOSIT_AMOUNT,
SavingsAccountHelper.TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
HashMap depositTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, depositTransactionId);
balance += new Float(DEPOSIT_AMOUNT);
assertEquals("Verifying Deposit Amount", new Float(DEPOSIT_AMOUNT), depositTransaction.get("amount"));
assertEquals("Verifying Balance after Deposit", balance, depositTransaction.get("runningBalance"));
Integer withdrawTransactionId = (Integer) this.savingsAccountHelper.withdrawalFromSavingsAccount(savingsId, WITHDRAW_AMOUNT,
SavingsAccountHelper.TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
HashMap withdrawTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, withdrawTransactionId);
balance -= new Float(WITHDRAW_AMOUNT);
assertEquals("Verifying Withdrawal Amount", new Float(WITHDRAW_AMOUNT), withdrawTransaction.get("amount"));
assertEquals("Verifying Balance after Withdrawal", balance, withdrawTransaction.get("runningBalance"));
Integer newWithdrawTransactionId = this.savingsAccountHelper.updateSavingsAccountTransaction(savingsId, withdrawTransactionId,
WITHDRAW_AMOUNT_ADJUSTED);
HashMap newWithdrawTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, newWithdrawTransactionId);
balance = balance + new Float(WITHDRAW_AMOUNT) - new Float(WITHDRAW_AMOUNT_ADJUSTED);
assertEquals("Verifying adjusted Amount", new Float(WITHDRAW_AMOUNT_ADJUSTED), newWithdrawTransaction.get("amount"));
assertEquals("Verifying Balance after adjust", balance, newWithdrawTransaction.get("runningBalance"));
summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
assertEquals("Verifying Adjusted Balance", balance, summary.get("accountBalance"));
withdrawTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, withdrawTransactionId);
Assert.assertTrue((Boolean) withdrawTransaction.get("reversed"));
this.savingsAccountHelper.undoSavingsAccountTransaction(savingsId, newWithdrawTransactionId);
newWithdrawTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, withdrawTransactionId);
Assert.assertTrue((Boolean) newWithdrawTransaction.get("reversed"));
summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
balance += new Float(WITHDRAW_AMOUNT_ADJUSTED);
assertEquals("Verifying Balance After Undo Transaction", balance, summary.get("accountBalance"));
error = (List) savingsAccountHelperValidationError.withdrawalFromSavingsAccount(savingsId, "5000",
SavingsAccountHelper.TRANSACTION_DATE, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.insufficient.account.balance",
error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
error = (List) savingsAccountHelperValidationError.withdrawalFromSavingsAccount(savingsId, "5000",
SavingsAccountHelper.getFutureDate(), CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.in.the.future", error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
error = (List) savingsAccountHelperValidationError.depositToSavingsAccount(savingsId, "5000", SavingsAccountHelper.getFutureDate(),
CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.in.the.future", error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
error = (List) savingsAccountHelperValidationError.withdrawalFromSavingsAccount(savingsId, "5000",
SavingsAccountHelper.CREATED_DATE_MINUS_ONE, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.before.activation.date",
error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
error = (List) savingsAccountHelperValidationError.depositToSavingsAccount(savingsId, "5000",
SavingsAccountHelper.CREATED_DATE_MINUS_ONE, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.savingsaccount.transaction.before.activation.date",
error.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
}
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccountCharges() {
final ResponseSpecification erroResponseSpec = new ResponseSpecBuilder().build();
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final SavingsAccountHelper validationErrorHelper = new SavingsAccountHelper(this.requestSpec, erroResponseSpec);
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = false;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, MINIMUM_OPENING_BALANCE,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
Assert.assertNotNull(savingsProductID);
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
final Integer withdrawalChargeId = ChargesHelper.createCharges(this.requestSpec, this.responseSpec,
ChargesHelper.getSavingsWithdrawalFeeJSON());
Assert.assertNotNull(withdrawalChargeId);
this.savingsAccountHelper.addChargesForSavings(savingsId, withdrawalChargeId);
ArrayList<HashMap> chargesPendingState = this.savingsAccountHelper.getSavingsCharges(savingsId);
Assert.assertEquals(1, chargesPendingState.size());
Integer savingsChargeId = (Integer) chargesPendingState.get(0).get("id");
HashMap chargeChanges = this.savingsAccountHelper.updateCharges(savingsChargeId, savingsId);
Assert.assertTrue(chargeChanges.containsKey("amount"));
Integer deletedChargeId = this.savingsAccountHelper.deleteCharge(savingsChargeId, savingsId);
assertEquals(savingsChargeId, deletedChargeId);
chargesPendingState = this.savingsAccountHelper.getSavingsCharges(savingsId);
Assert.assertTrue(chargesPendingState == null || chargesPendingState.size() == 0);
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
savingsStatusHashMap = this.savingsAccountHelper.activateSavings(savingsId);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
final Integer chargeId = ChargesHelper.createCharges(this.requestSpec, this.responseSpec, ChargesHelper.getSavingsAnnualFeeJSON());
Assert.assertNotNull(chargeId);
ArrayList<HashMap> charges = this.savingsAccountHelper.getSavingsCharges(savingsId);
Assert.assertTrue(charges == null || charges.size() == 0);
this.savingsAccountHelper.addChargesForSavings(savingsId, chargeId);
charges = this.savingsAccountHelper.getSavingsCharges(savingsId);
Assert.assertEquals(1, charges.size());
HashMap savingsChargeForPay = charges.get(0);
Integer annualSavingsChargeId = (Integer) savingsChargeForPay.get("id");
ArrayList<HashMap> savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.inactivateCharge(annualSavingsChargeId,
savingsId, CommonConstants.RESPONSE_ERROR);
assertEquals("validation.msg.savingsaccountcharge.inactivation.of.charge.not.allowed.when.charge.is.due", savingsAccountErrorData
.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
SimpleDateFormat sdf = new SimpleDateFormat(CommonConstants.dateFormat, Locale.US);
Calendar cal = Calendar.getInstance();
List dates = (List) savingsChargeForPay.get("dueDate");
cal.set(Calendar.YEAR, (Integer) dates.get(0));
cal.set(Calendar.MONTH, (Integer) dates.get(1) - 1);
cal.set(Calendar.DAY_OF_MONTH, (Integer) dates.get(2));
this.savingsAccountHelper.payCharge((Integer) savingsChargeForPay.get("id"), savingsId,
((Float) savingsChargeForPay.get("amount")).toString(), sdf.format(cal.getTime()));
HashMap paidCharge = this.savingsAccountHelper.getSavingsCharge(savingsId, (Integer) savingsChargeForPay.get("id"));
assertEquals(savingsChargeForPay.get("amount"), paidCharge.get("amountPaid"));
Integer inactivatedChargeId = (Integer) this.savingsAccountHelper.inactivateCharge(annualSavingsChargeId, savingsId,
CommonConstants.RESPONSE_RESOURCE_ID);
assertEquals("Inactivated Savings Charges Id", annualSavingsChargeId, inactivatedChargeId);
final Integer monthlyFeechargeId = ChargesHelper.createCharges(this.requestSpec, this.responseSpec,
ChargesHelper.getSavingsMonthlyFeeJSON());
Assert.assertNotNull(monthlyFeechargeId);
this.savingsAccountHelper.addChargesForSavings(savingsId, monthlyFeechargeId);
charges = this.savingsAccountHelper.getSavingsCharges(savingsId);
Assert.assertEquals(2, charges.size());
HashMap savingsChargeForWaive = charges.get(1);
final Integer monthlySavingsCharge = (Integer) savingsChargeForWaive.get("id");
savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.inactivateCharge(monthlySavingsCharge, savingsId,
CommonConstants.RESPONSE_ERROR);
assertEquals("validation.msg.savingsaccountcharge.inactivation.of.charge.not.allowed.when.charge.is.due", savingsAccountErrorData
.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
this.savingsAccountHelper.waiveCharge((Integer) savingsChargeForWaive.get("id"), savingsId);
HashMap waiveCharge = this.savingsAccountHelper.getSavingsCharge(savingsId, (Integer) savingsChargeForWaive.get("id"));
assertEquals(savingsChargeForWaive.get("amount"), waiveCharge.get("amountWaived"));
this.savingsAccountHelper.waiveCharge((Integer) savingsChargeForWaive.get("id"), savingsId);
waiveCharge = this.savingsAccountHelper.getSavingsCharge(savingsId, (Integer) savingsChargeForWaive.get("id"));
BigDecimal totalWaiveAmount = BigDecimal.valueOf(Double.valueOf((Float) savingsChargeForWaive.get("amount")));
totalWaiveAmount = totalWaiveAmount.add(totalWaiveAmount);
assertEquals(totalWaiveAmount.floatValue(), waiveCharge.get("amountWaived"));
final Integer weeklyFeeId = ChargesHelper.createCharges(this.requestSpec, this.responseSpec,
ChargesHelper.getSavingsWeeklyFeeJSON());
Assert.assertNotNull(weeklyFeeId);
this.savingsAccountHelper.addChargesForSavings(savingsId, weeklyFeeId);
charges = this.savingsAccountHelper.getSavingsCharges(savingsId);
Assert.assertEquals(3, charges.size());
savingsChargeForPay = charges.get(2);
final Integer weeklySavingsFeeId = (Integer) savingsChargeForPay.get("id");
savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.inactivateCharge(weeklySavingsFeeId, savingsId,
CommonConstants.RESPONSE_ERROR);
assertEquals("validation.msg.savingsaccountcharge.inactivation.of.charge.not.allowed.when.charge.is.due", savingsAccountErrorData
.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
cal = Calendar.getInstance();
dates = (List) savingsChargeForPay.get("dueDate");
cal.set(Calendar.YEAR, (Integer) dates.get(0));
cal.set(Calendar.MONTH, (Integer) dates.get(1) - 1);
cal.set(Calendar.DAY_OF_MONTH, (Integer) dates.get(2));
// Depositing huge amount as scheduler job deducts the fee amount
Integer depositTransactionId = (Integer) this.savingsAccountHelper.depositToSavingsAccount(savingsId, "100000",
SavingsAccountHelper.TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
Assert.assertNotNull(depositTransactionId);
this.savingsAccountHelper.payCharge((Integer) savingsChargeForPay.get("id"), savingsId,
((Float) savingsChargeForPay.get("amount")).toString(), sdf.format(cal.getTime()));
paidCharge = this.savingsAccountHelper.getSavingsCharge(savingsId, (Integer) savingsChargeForPay.get("id"));
assertEquals(savingsChargeForPay.get("amount"), paidCharge.get("amountPaid"));
List nextDueDates = (List) paidCharge.get("dueDate");
LocalDate nextDueDate = new LocalDate((Integer) nextDueDates.get(0), (Integer) nextDueDates.get(1), (Integer) nextDueDates.get(2));
LocalDate expectedNextDueDate = new LocalDate((Integer) dates.get(0), (Integer) dates.get(1), (Integer) dates.get(2))
.plusWeeks((Integer) paidCharge.get("feeInterval"));
assertEquals(expectedNextDueDate, nextDueDate);
}
/***
* Test case for overdraft account functionality. Open account with zero
* balance, perform transactions then post interest and verify posted
* interest
*/
@SuppressWarnings("unchecked")
@Test
public void testSavingsAccountWithOverdraft() {
this.savingsAccountHelper = new SavingsAccountHelper(this.requestSpec, this.responseSpec);
final ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(400).build();
final SavingsAccountHelper validationErrorHelper = new SavingsAccountHelper(this.requestSpec, errorResponse);
/***
* Create a client to apply for savings account (overdraft account).
*/
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
Assert.assertNotNull(clientID);
final String minBalanceForInterestCalculation = null;
/***
* Create savings product with zero opening balance and overdraft
* enabled
*/
final String zeroOpeningBalance = "0.0";
final String minRequiredBalance = null;
final String enforceMinRequiredBalance = "false";
final boolean allowOverdraft = true;
final Integer savingsProductID = createSavingsProduct(this.requestSpec, this.responseSpec, zeroOpeningBalance,
minBalanceForInterestCalculation, minRequiredBalance, enforceMinRequiredBalance, allowOverdraft);
Assert.assertNotNull(savingsProductID);
/***
* Apply for Savings account
*/
final Integer savingsId = this.savingsAccountHelper.applyForSavingsApplication(clientID, savingsProductID, ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertNotNull(savingsProductID);
HashMap modifications = this.savingsAccountHelper.updateSavingsAccount(clientID, savingsProductID, savingsId,
ACCOUNT_TYPE_INDIVIDUAL);
Assert.assertTrue(modifications.containsKey("submittedOnDate"));
HashMap savingsStatusHashMap = SavingsStatusChecker.getStatusOfSavings(this.requestSpec, this.responseSpec, savingsId);
SavingsStatusChecker.verifySavingsIsPending(savingsStatusHashMap);
/***
* Approve the savings account
*/
savingsStatusHashMap = this.savingsAccountHelper.approveSavings(savingsId);
SavingsStatusChecker.verifySavingsIsApproved(savingsStatusHashMap);
DateFormat dateFormat = new SimpleDateFormat("dd MMMM yyyy", Locale.US);
Calendar todaysDate = Calendar.getInstance();
todaysDate.add(Calendar.MONTH, -1);
todaysDate.set(Calendar.DAY_OF_MONTH, 1);
final String ACTIVATION_DATE = dateFormat.format(todaysDate.getTime());
final Integer lastDayOfMonth = todaysDate.getActualMaximum(Calendar.DAY_OF_MONTH);
todaysDate.set(Calendar.DAY_OF_MONTH, lastDayOfMonth);
final String TRANSACTION_DATE = dateFormat.format(todaysDate.getTime());
/***
* Activate the application and verify account status
*
* @param activationDate
* this value is every time first day of previous month
*/
savingsStatusHashMap = activateSavingsAccount(savingsId, ACTIVATION_DATE);
SavingsStatusChecker.verifySavingsIsActive(savingsStatusHashMap);
/***
* Verify the account summary
*/
final HashMap summaryBefore = this.savingsAccountHelper.getSavingsSummary(savingsId);
this.savingsAccountHelper.calculateInterestForSavings(savingsId);
HashMap summary = this.savingsAccountHelper.getSavingsSummary(savingsId);
assertEquals(summaryBefore, summary);
Float balance = Float.valueOf(zeroOpeningBalance);
/***
* Perform withdraw transaction, verify account balance(account balance
* will go to negative as no deposits are there prior to this
* transaction)
*/
Integer withdrawTransactionId = (Integer) this.savingsAccountHelper.withdrawalFromSavingsAccount(savingsId, WITHDRAW_AMOUNT,
ACTIVATION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
HashMap withdrawTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, withdrawTransactionId);
balance -= new Float(WITHDRAW_AMOUNT);
assertEquals("Verifying Withdrawal Amount", new Float(WITHDRAW_AMOUNT), withdrawTransaction.get("amount"));
assertEquals("Verifying Balance after Withdrawal", balance, withdrawTransaction.get("runningBalance"));
/***
* Perform Deposit transaction on last day of month and verify account
* balance.
*
* @param transactionDate
* this value is every time last day of previous month
*/
Integer depositTransactionId = (Integer) this.savingsAccountHelper.depositToSavingsAccount(savingsId, DEPOSIT_AMOUNT,
TRANSACTION_DATE, CommonConstants.RESPONSE_RESOURCE_ID);
HashMap depositTransaction = this.savingsAccountHelper.getSavingsTransaction(savingsId, depositTransactionId);
balance += new Float(DEPOSIT_AMOUNT);
assertEquals("Verifying Deposit Amount", new Float(DEPOSIT_AMOUNT), depositTransaction.get("amount"));
assertEquals("Verifying Balance after Deposit", balance, depositTransaction.get("runningBalance"));
/***
* Perform Post interest transaction and verify the posted amount
*/
this.savingsAccountHelper.postInterestForSavings(savingsId);
HashMap accountDetails = this.savingsAccountHelper.getSavingsDetails(savingsId);
summary = (HashMap) accountDetails.get("summary");
Float actualInterestPosted = Float.valueOf(summary.get("totalInterestPosted").toString());
/***
* Calculate expected interest to be posted, interest should be posted
* for one day only because deposit transaction happened on last day of
* month before this account balance is negative.
*/
final Float nominalAnnualInterest = Float.valueOf(accountDetails.get("nominalAnnualInterestRate").toString());
final HashMap interestCalculationDaysInYearType = (HashMap) accountDetails.get("interestCalculationDaysInYearType");
final Integer daysInYear = Integer.valueOf(interestCalculationDaysInYearType.get("id").toString());
double interestRateInFraction = (nominalAnnualInterest / 100);
double perDay = (double) 1 / (daysInYear);
double interestPerDay = interestRateInFraction * perDay;
Float interestPosted = (float) (interestPerDay * balance * 1);
/***
* Apply rounding on interestPosted, actualInterestPosted and verify
* both are same
*/
DecimalFormat decimalFormat = new DecimalFormat("", new DecimalFormatSymbols(Locale.US));
decimalFormat.applyPattern("#.###");
interestPosted = new Float(decimalFormat.format(interestPosted));
actualInterestPosted = new Float(decimalFormat.format(actualInterestPosted));
assertEquals("Verifying interest posted", interestPosted, actualInterestPosted);
todaysDate = Calendar.getInstance();
final String CLOSEDON_DATE = dateFormat.format(todaysDate.getTime());
String withdrawBalance = "false";
ArrayList<HashMap> savingsAccountErrorData = (ArrayList<HashMap>) validationErrorHelper.closeSavingsAccountAndGetBackRequiredField(
savingsId, withdrawBalance, CommonConstants.RESPONSE_ERROR, CLOSEDON_DATE);
assertEquals("validation.msg.savingsaccount.close.results.in.balance.not.zero",
savingsAccountErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
}
private HashMap activateSavingsAccount(final Integer savingsId, final String activationDate) {
final HashMap status = this.savingsAccountHelper.activateSavingsAccount(savingsId, activationDate);
return status;
}
private Integer createSavingsProduct(final RequestSpecification requestSpec, final ResponseSpecification responseSpec,
final String minOpenningBalance, String minBalanceForInterestCalculation, String minRequiredBalance,
String enforceMinRequiredBalance, final boolean allowOverdraft) {
System.out.println("------------------------------CREATING NEW SAVINGS PRODUCT ---------------------------------------");
SavingsProductHelper savingsProductHelper = new SavingsProductHelper();
if (allowOverdraft) {
final String overDraftLimit = "2000.0";
savingsProductHelper = savingsProductHelper.withOverDraft(overDraftLimit);
}
final String savingsProductJSON = savingsProductHelper
//
.withInterestCompoundingPeriodTypeAsDaily()
//
.withInterestPostingPeriodTypeAsMonthly()
//
.withInterestCalculationPeriodTypeAsDailyBalance()
//
.withMinBalanceForInterestCalculation(minBalanceForInterestCalculation)
//
.withMinRequiredBalance(minRequiredBalance).withEnforceMinRequiredBalance(enforceMinRequiredBalance)
.withMinimumOpenningBalance(minOpenningBalance).build();
return SavingsProductHelper.createSavingsProduct(savingsProductJSON, requestSpec, responseSpec);
}
/*
* private void verifySavingsInterest(final Object savingsInterest) {
* System.out.println(
* "--------------------VERIFYING THE BALANCE, INTEREST --------------------------"
* );
*
* assertEquals("Verifying Interest Calculation", new Float("238.3399"),
* savingsInterest); }
*/
}